- Canada payment dates November 2026 come down to two days that matter most. The Canada Child Benefit lands Friday, November 20, and the big pension day — CPP, Old Age Security and the Guaranteed Income Supplement together — arrives Thursday, November 26. One November date is already gone: the Ontario Trillium Benefit was paid Tuesday, November 10.If you get more than one of these benefits, that is the shape of your month: a family payment on the 20th, then the pension stack on the 26th, with the Canada Disability Benefit in between on November 19. Nothing in this list is an estimate. Every date below is published on the Government of Canada’s own payment calendar.
Canada Child Benefit lands Friday, November 20
The Canada Child Benefit is the tax-free monthly payment the Canada Revenue Agency sends to families with children under 18. It usually lands on the 20th of the month, and November 20 is a Friday, so there is no weekend shift this time.
For the 2026-27 benefit year, which runs July 2026 to June 2027, the maximum is $8,157 a year — $679.75 a month — for each child under 6, and $6,883 a year — $573.58 a month — for each child aged 6 to 17. Those are the maximums, not what everyone gets. Families with an adjusted family net income below $38,237 on their 2025 tax return get the full amount; above that line, the payment shrinks gradually.
A family with two children under 6 at the full rate gets $1,359.50 in November. The amount is based on the 2025 return, so filing on time is what keeps the payments flowing. If you are already enrolled, there is nothing to apply for — the money arrives by direct deposit on the 20th. If it does not show up, the CRA asks you to wait five working days before calling about it.
The next CCB payment after November is Friday, December 11. December always comes early so the money is in hand before the holidays.
CPP, OAS and GIS arrive Thursday, November 26
CPP, OAS and GIS share one payment date each month — usually the third-to-last business day — and in November that is Thursday, November 26. The Guaranteed Income Supplement and the Allowance ride along with the OAS payment, so a lower-income senior receiving all three sees the whole stack land on the same day.
The amounts for November are the 2026 rates. The maximum CPP retirement pension at age 65 is $1,507.65 a month. The maximum OAS pension for October to December 2026 is $762.50 a month for ages 65 to 74 and $838.75 for ages 75 and older. The maximum GIS for a single senior is $1,138.90 a month, which puts the OAS-plus-GIS maximum for a single person at $1,901.40. The Allowance for ages 60 to 64, also paid November 26, is $1,448.06 at the maximum.
Direct deposit lands on the listed date. If you still get a paper check by mail, Service Canada warns it can take several days longer, and asks you to wait five to ten business days after the date before calling — the number is 1-800-277-9914.
The December pension payment comes early, on Tuesday, December 22, so the money clears before the holiday bank closures. After that, the next CPP and OAS deposit is the late-January one — roughly five weeks away — so the December payment has to stretch further than usual.
The rest of November’s calendar
The Canada Disability Benefit arrives first, on Thursday, November 19. It is paid on the third Thursday of every month, on a separate schedule from CPP and OAS, and the maximum is $204.20 a month for July 2026 to June 2027. That is also the last CDB payment before December 17, which is the final one of 2026.
Two more dates close out the month. The Newfoundland and Labrador Disability Benefit is paid Wednesday, November 25. The Alberta Child and Family Benefit and the veteran disability pension are both paid Friday, November 27. In Quebec, the Quebec Pension Plan is paid Monday, November 30 — QPP runs on Retraite Quebec’s own calendar, not Service Canada’s.
One benefit has no November date at all. The Canada Groceries and Essentials Benefit — the renamed GST/HST credit — pays quarterly, and there is no payment in November or December. The next one is confirmed for Tuesday, January 5, 2027.
What January looks like — and what is still not published
The 2027 payment calendar has not been published yet. The Government of Canada’s calendar still lists only 2026 dates, so the January dates you will see online — January 20 for the CCB and January 27 for CPP, OAS and GIS — are estimates from the usual pattern, not official dates. Treat them as a planning guide until Service Canada and the CRA publish the real calendar, usually late in the year.
The January amounts are also not final. CPP is indexed to inflation every January, and it is tracking about 2.6 percent on 11 of 12 months of CPI data. The final figure comes after the October CPI release on November 16, with the official number posted in late December. On that estimate, the maximum CPP at 65 would rise from $1,507.65 to about $1,547 — but that is a projection, not a published rate.
For November, though, there is nothing left to guess. The CCB is November 20, the CDB is November 19, and CPP, OAS and GIS are November 26. Check your bank account on those mornings — and if a payment is missing, give it the waiting period before you call.
Frequently Asked Questions
When is the next Canada Child Benefit payment?
Friday, November 20, 2026. The payment after that is Friday, December 11, 2026. The CCB is paid monthly, usually on the 20th, or the last business day before the 20th when it falls on a weekend or holiday.
When do CPP and OAS arrive in November 2026?
Thursday, November 26, 2026. CPP, OAS and GIS are paid on the same day each month, usually the third-to-last business day. The next payment after November is Tuesday, December 22, 2026.
How much is the Canada Child Benefit in November 2026?
The maximum for July 2026 to June 2027 is $679.75 a month for each child under 6 and $573.58 a month for each child aged 6 to 17. The amount is income-tested: families with adjusted family net income below $38,237 get the full amount, and it shrinks above that line.
What is the maximum CPP and OAS in November 2026?
The maximum CPP retirement pension at age 65 is $1,507.65 a month. The maximum OAS is $762.50 a month for ages 65 to 74 and $838.75 for ages 75 and older, for October to December 2026. The maximum GIS for a single senior is $1,138.90 a month.
When is the next Canada Groceries and Essentials Benefit payment?
Tuesday, January 5, 2027. There is no CGEB payment in November or December 2026 — it pays quarterly, and the January date is confirmed in the CRA’s guide RC4210.
What should I do if my payment is late?
For the CCB, wait five working days after the payment date before contacting the CRA. For CPP, OAS or GIS, wait five to ten business days, then call Service Canada at 1-800-277-9914. Direct deposit lands on the date; paper checks take longer.
Sources:
- Government of Canada, Benefits payment dates calendar (canada.ca)
- Canada Revenue Agency, Canada Child Benefit payment dates (canada.ca)
- Service Canada, CPP and OAS payment dates (canada.ca)
- RetireSmarter, CRA and Government Benefit Payment Dates 2026 (checked against the Service Canada calendar November 10, 2026)
