Medicare Part D

What Is IRMAA? The Medicare Surcharge That Can Add $578 a Month to Your Premiums

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What is IRMAA — retired couple reviewing Medicare paperwork

What is IRMAA? It is the Income-Related Monthly Adjustment Amount — the extra charge the government adds to your Medicare Part B and Part D premiums when your income is above a set line. Most retirees never pay it. But if your income crosses the threshold, the surcharge lands automatically, and at the top tier … Read more

IRMAA Brackets 2027 (Projected): First Threshold $112,000 Single — Full Table and What Each Tier Costs

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IRMAA brackets 2027 projected thresholds

If your 2025 income crossed $112,000 as a single filer — or $224,000 on a joint return — Medicare will charge you extra in 2027. That extra charge is called IRMAA, the Income-Related Monthly Adjustment Amount, and it is added to your Part B and Part D premiums for the whole year. One thing to … Read more